REFUND POLICY

[ENTER COMPANY NAME HERE] Refund Policy

Our Refund Policy was last updated on August 31st 2023.

Purchase Terms of Agreement:

The purchase of digital products, including PDF downloads and online material is subject to the following terms and conditions. Consumers are advised to review carefully before making any purchase.

All transactions for purchase are intangible products, pdf downloads, resources material, and online content are made through payment gateways such as PayPal or Stripe that use SSL encryption. These payment gateways are safe and secure for using all types of credit cards and debit cards in different countries and your details are not stored during this process.

Since your purchase is a digital product, it is deemed "used" after download or opening, and all purchases are non-refundable or exchangeable. Since the products made available here are intangible, there is a strict No refund policy.

Peggys Pretty Penny reserves the right to amend any information, including but not limited to prices, technical specifications, terms of purchase and product or service offerings without prior notice.

If you do not receive the digital product link or download option upon purchasing, you can immediately contactpeggysprettypenny.com with your transaction/payment details to ensure your product is delivered as soon as possible.

Your acceptance of these terms:

By using this site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our site. Your continued use of the site following the posting of changes to this policy will be deemed your acceptance of those changes.

Company Information:

Peggys Pretty Penny

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[ENTER BUSINESS PHONE NUMBER]

EARNINGS DISCLAIMER

[ENTER COMPANY NAME HERE] Earnings Disclaimer


No Earnings Projections, Promises, or Representations

You recognize and agree that

Peggy's Pretty Penny

has made no implications, warranties, promises, suggestions, projections, representations, or guarantees whatsoever to you about future prospects or earnings related to your purchase of Peggy's Pretty Penny products and programs. No such projections or promises have been authorized by others either.

Any earnings or income statements, or examples, are estimates only and may not reflect typical or common results. There is no assurance that you will achieve similar outcomes. If you rely on any figures provided, you accept the full risk that your results may differ from the information presented.

There is no guarantee that any prior successes or past results will apply to your situation. Any prior achievements should not be considered an indicator of your future success with any of the information, content, or strategies provided. Any and all claims regarding income or earnings should not be interpreted as “average earnings” unless expressly stated.

(i) The Economy

The economy, both locally and globally, creates additional uncertainty and risk. An economic downturn, recession, or depression may negatively impact the results produced by using

Peggy's Pretty Penny

products and programs.

(ii) Your Success or Lack Thereof

Success with

Peggy's Pretty Penny

products and programs requires time and effort. Your results depend on various factors, including your dedication, background, work ethic, business skills, and industry conditions.

Peggy's Pretty Penny

cannot predict or guarantee your success, nor can it ensure that you will earn any money at all. In fact, most individuals who purchase these products do not apply the strategies learned and, as a result, do not make money.

Internet-based businesses, as well as those in real estate or other ventures, carry inherent risks and are not suitable for everyone. If you choose to rely on the information we provide, you do so with the understanding that there are significant risks of loss (including the potential loss of any money spent on

Peggy's Pretty Penny

programs, courses, or related activities).

(iii) Customer Testimonials

Customer testimonials and endorsements featured on our website are based on individual satisfaction and may reflect customers who purchased additional training. Your results will vary, and these testimonials should not be considered typical or representative of your experience.

(iv) Forward-Looking Statements

Materials contained on this website or in products purchased and/or downloaded may contain forward-looking statements within the meaning of the Securities Litigation Reform Act of 1995. Forward-looking statements express expectations or forecasts of future events and may be identified by terms such as “anticipate,” “expect,” “estimate,” “project,” and similar terms. No guarantee is made that you will achieve results similar to those indicated by forward-looking statements or that you will achieve any results at all.

(v) Due Diligence

You are encouraged to conduct your own due diligence when making business decisions and to seek advice from qualified professionals such as accountants, lawyers, or other advisors. Nothing on this website or in related materials constitutes professional advice. Always consult with your own professional advisors before acting on any information presented by

Peggy's Pretty Penny

.

(vi) Purchase Price

You agree that the purchase price for

Peggy's Pretty Penny

products, programs, and courses has been set arbitrarily by us, and the value is subjective. The price does not correspond to any objective standard.

PRIVACY POLICY

Peggys Pretty Penny Privacy Policy

This Privacy Policy describes how Peggys Pretty Penny as it relates to the Programs and courses, and all connecting offers (“we” or “us”) collects, uses, and shares your personal information when you use our website peggysprettypenny.com.

Topics:

  • Personal information we collect

  • How we use your personal information

  • ​How we share your personal information

  • ​How we store your data

  • ​Email marketing

  • ​Behavioral advertising

  • ​Your data protection rights

  • ​Third party websites

  • ​Changes

  • ​Contact Us 

Personal information we collect

When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically collected information as “Device Information”.

We collect Device Information using the following technologies:

  • “Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier. For more information about cookies, and how to disable cookies, visit http://www.allaboutcookies.org.

  • “Log files” track actions occurring on the Site, and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps

  • ​“Web beacons”, “tags”, and “pixels” are electronic files used to record information about how you browse the Site.

We use Device Information for: 

  • Functionality: To recognize you on our website and recognize your previously selected preferences, including your preferred language and your location.

  • Advertising: To collect information about your visit, the content you viewed, the links you followed, and information about your web browser, device, and IP address. We sometimes share limited aspects of this data with third parties for advertising purposes.

You can set your browser not to accept cookies, and the website above tells you how to remove cookies from your browser. Some of our website features may not function if you disable cookies. Please note that we do not alter our Site’s data collection and use practices when we see a Do Not Track signal from your browser. 

We also collect data you provide to us directly. We refer to the data you provide as “Provided Information.” We collect and process data you provide when you:

  • Register online or place an order for any of our products or services

  • Voluntarily complete a customer survey or provide feedback on any of our message boards or via email

  • Opt-in for emails or newsletters

The Provided Information we collect may include: 

  • Personal identification information (name, email address, phone number, etc.)

  • Billing information (billing address, shipping address, payment information, including credit card numbers, etc.)

How we use your Personal Information

We use the Provided Information that we collect generally to fulfill any orders placed through the Site (including processing your payment information, delivering products, and providing you with invoices and/or order confirmations). Additionally, we use Provided Information to:

  • Communicate with you;

  • Screen our orders for potential risk or fraud; and

  • When in line with the preferences you have shared with us, provide you with information or advertising relating to our products or services

We use the Device Information that we collect to help us screen for potential risk and fraud (in particular, your IP address), and more generally to improve and optimize our Site (for example, by generating analytics about how our customers browse and interact with the Site, and to assess the success of our marketing and advertising campaigns).

How we share your Personal Information

We share your Personal Information with third parties to help us use your Personal Information, as described above. We may use Google Analytics to help us understand how our visitors use the Site - you can read more about how Google uses your Personal Information here: https://www.google.com/intl/en/policies/privacy/. You can also opt-out of Google Analytics here: https://tools.google.com/dlpage/gaoptout.

The types of third parties with whom we might share elements of your Personal Information include:

  • Payment processors engaged by us to securely store and handle payments information, such as credit or debit card information

  • Providers of email management and distribution tools

  • Providers of security and fraud prevention tools and services,

  • ​Providers of data aggregation and analytics software services that allow us to effectively monitor and optimize our site.

We may also share your Personal Information to comply with applicable laws and regulations, to respond to a subpoena, search warrant or other lawful request for information we receive, or to otherwise protect our rights. 

How we store your data

We securely store your data on our secure servers.

We use commercially reasonable security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of information stored on our servers. Of course, no computer network or data transmission on the internet can be guaranteed to be 100% secure and so you submit your information at your own risk.

We will maintain your Personal Information for our records unless and until you ask us to delete this information. 

Email Marketing

If you make a purchase on this Site and/or opt in to receive emails, you agree to receive email communications from this site, including but not limited to newsletters, site updates, promotions, and other announcements and correspondence. We are not responsible for the receipt of any such emails. You are responsible for ensuring that our email address(es) are not blocked or forwarded to your spam folder.

You have the right at any time to stop us from contacting you for marketing purposes. If you opt to unsubscribe from receiving emails, you understand that you may no longer receive information or updates from this Site, including promotions.

Behavioral advertising 

As described above, we use your Personal Information to provide you with targeted advertisements or marketing communications we believe may be of interest to you. For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s (“NAI”) educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work.

You can opt out of targeted advertising by using the links below:

Additionally, you can opt out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal at http://optout.aboutads.info/.

Your data protection rights

If you are a European resident, you have the right to access personal information we hold about you and to ask that your personal information be corrected, updated, or deleted. Under certain conditions, you may also have the right to restrict or object to our processing of your data, and to request that we transfer your Personal Information to another organization. If you would like to exercise any of these rights, please contact us through the contact information below.

Additionally, if you are a European resident, we note that we are processing your information to fulfill contracts we might have with you (for example if you make an order through the Site), or otherwise to pursue our legitimate business interests listed above. Please note that your information will be transferred outside of Europe, including to Canada and the United States.

Third Party Websites

Our privacy policy applies only to our website. We are not responsible for the data collection, privacy practices or policies of any third-party site to which we may provide a link or that may link to our site. We encourage you to read the privacy statement and terms of use of other sites.

Changes

We may update this privacy policy from time to time to reflect, for example, changes to our practices or for other operational, legal or regulatory reasons.

Complaints

Please contact us if you have any complaints about how we use your Personal Information so we can resolve the issue whenever possible. Residents of the European Union also have the right to lodge a complaint with your local data protection regulator, such as the Information Commissioner’s Office in the UK.

Contact us

If you have any questions or concerns about this Privacy Policy, please contact us at

peggysprettypenny.com

Company Information:

Peggys Pretty Penny

[email protected]

918-639-7916

TERMS AND CONDITIONS

Peggys Pretty Penny TERMS AND CONDITIONS


Terms and Conditions

Introduction

Welcome to Peggy’s Pretty Penny! By accessing or using our website, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully before using our site.

1. General Information

Company Name: Peggy's Pretty PennyContact Information:Phone: 917-639-7916Email: [email protected]

2. Use of Website

You may use our website only for lawful purposes. You agree not to use our site in any way that may harm or impair its functionality or that of other users.

3. Products and Services

We make every effort to display the most accurate information regarding our products. However, we do not warrant that product descriptions, pricing, or other content on our website is error-free or complete.

4. Payments

All payments are due at the time of purchase. We accept various forms of payment, including credit cards and PayPal. By submitting an order, you authorize Peggy's Pretty Penny to charge your payment method.

5. Limitation of Liability

Peggy’s Pretty Penny shall not be liable for any damages arising from the use or inability to use the materials on our website.

6. Changes to Terms

We may update these Terms from time to time. Your continued use of the site will signify your acceptance of the updated Terms.

7. Governing Law

These Terms are governed by the laws of [State/Country]. Any legal actions arising from your use of the website shall be brought in the courts of Oklahoma, Oklahoma